When you are injured through the fault of others, you have a fundamental right to compensation. The law seeks to restore you, as much as it is humanly possible to the status you enjoyed before you were injured.
Lawyers, judges and insurance adjusters use certain terms to describe the different types of compensation available. This article focuses on how those terms are used in the Province of British Columbia Canada.
In a personal injury action, the injured party can claim against the defendant for both past income loss (being their actual lost income up to the date of the trial), as well as for potential future lost income earning ability (called a “loss of capacity” claim). In both cases, the plaintiff must satisfy the court on a balance of probabilities that they have suffered these losses, as well as the amount of the loss. In many cases, past wage loss can be a simple calculation – for example, a plaintiff can use pay stubs, or income tax returns to show how what their earnings were up to the accident, and can readily calculate how much income was lost – for example, if the plaintiff earned $600 a week, and was off for two weeks, their lost income is easily calculated to be $1,200. Bringing a claim for lost income can be tricky if your income comes from more unorthodox sources.